CURSE OF CREDIT CARDS!

CURSE OF CREDIT CARDS! 
CREDIT CARDS SHOULD BE BANNED EVERYWHERE!
Disadvantages Credit Card [CC]: 
1. CC encourages people to spend beyond their means! 
2. CC keeps people in debt! 
3. CC openly loots people with high interest rates, high taxes & many other fines! 
4. CC payments performance being linked to Credit Ratings of Bank a/c holders damages people's future prospects of loans when CC payments are in due! 
5. CC due payments create bad relationship between the bank and its customers who use the CC! 
6. CC lures good people to use CC and later make them bad people when they are unable to clear the CC dues! 
7. Banks & CC companies are keeping people in debt and thus destroying people's life in the long term basis! 
8. ... !!! 
Advantages of CC:
I don't see any except that CC allows you to spend mindlessly for temporary pleasures that traps you later in debt losing money many times more than you used for in credit! 
Time to Ban All Credit Cards by Law?
Analyzing and finding that Credit Cards are no good for people in the long run; except for the Banks & Companies who introduce the Credit Cards to loot people & destroy people's future keeping them in debt trap!
Why don't governments of the countries in the world ban this 'Curse' to the people called 'Credit Cards' now?

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